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Executives

An introduction to the executive officers of Radian Group Inc. and our business units.

S.A. Ibrahim

Chief Executive Officer
Radian Group Inc.

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S.A. Ibrahim is chief executive officer of Radian Group Inc., a global credit risk management company headquartered in Philadelphia with significant operations in New York and London.

Mr. Ibrahim joined Radian from GreenPoint Mortgage Funding, Inc., a residential mortgage lender, where he served in a number of executive capacities including CEO, COO, president, and executive vice president of the company's mortgage businesses and financial corporation. Prior to GreenPoint, Mr. Ibrahim headed international re-engineering for American Express in Europe, Australia, Asia and Latin America and was the CEO and COO of Chemical Mortgage Finance.

Mr. Ibrahim has served as chairman of the board of MERSCORP, Inc., on the Mortgage Bankers Association of America Residential Board of Governors, and on the Fannie Mae National Advisory Council. He currently serves on the board of the Institute of International Education, New York, as well as on the organization's Western Regional Advisory Board. Mr. Ibrahim also serves on the boards of the California Mortgage Bankers Association, the International House of Philadelphia and on the Wharton Graduate Executive Board.

Mr. Ibrahim holds an MBA in Finance from The Wharton School of the University of Pennsylvania and a BE in Engineering from Osmania University in India.

Teresa Bryce

President
Radian Guaranty Inc.

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As president of Radian Guaranty, the company’s principal mortgage subsidiary, Teresa Bryce oversees strategic planning and administrative activities designed to best position the company to achieve its long-term goals and objectives. Most recently, Ms. Bryce held the position of executive vice president, chief legal counsel and chief risk officer.

Before joining Radian in October 2006, Ms. Bryce served as general counsel, senior vice president and secretary for Nexstar Financial Corporation. Prior to that, she was general counsel for Bank of America Mortgage and held other senior legal leadership roles for PNC Mortgage Corporation and Prudential Home Mortgage Company.

Ms. Bryce holds a bachelor's degree from the University of Virginia and a J.D. from Columbia University. She has served on the Board of Directors of the Mortgage Bankers Association, on the Consumer Advisory Council of the Federal Reserve and on the Fannie Mae National Advisory Council.

Stephen D. Cooke

President
Radian Asset Assurance Inc.

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Mr. Cooke is president of Radian Asset Assurance Inc., leading provider of financial guaranty insurance and reinsurance to investors in corporate, municipal and asset-backed securities.

Most recently, Mr. Cooke held the position of executive vice president and chief legal officer for the financial guaranty business. Mr. Cooke joined Radian in September 2004 from American Capital Access (ACA), where he served as executive vice president and general counsel. Previously, he was special counsel at Cadwalader, Wickersham & Taft, where he represented insurance companies and investment banking clients in insurance capital market transactions. Prior to that, Mr. Cooke worked for Ambac Assurance Corporation, where he held the position of managing director and general counsel during the majority of his seventeen-year tenure.

Mr. Cooke received an A.B. from Harvard College and a J.D. from Harvard Law School. He is a member of the Association of the Bar of the City of New York.

Paul F. Bognanno

Chairman
Radian Guaranty Inc.

As chairman of Radian Guaranty, the company's principal mortgage subsidiary, Paul Bognanno is responsible for directing customer relationships and key account management. Most recently, Mr. Bognanno was vice chairman.

Prior to joining Radian Guaranty, Mr. Bognanno served as president and CEO, Principal Residential Mortgage Inc., for 11 years. Concurrent with his mortgage banking duties, Mr. Bognanno was a senior vice president in Principal Life Insurance Company, chairman of the board of Principal Bank, and the U.S. board member of Principal Hipotecarios y Creditos, Principal Life's Chilean mortgage banking company.

Mr. Bognanno holds a bachelor's degree in sociology from Indiana University. He has served as a past chairman of the Mortgage Bankers Association Residential Board of Governors and as a member of its Board of Directors.

C. Robert Quint

Executive Vice President and Chief Financial Officer
Radian Group Inc.

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As chief financial officer, Bob Quint is responsible for all financial functions, including internal audit, investor relations, tax, and treasury at Radian Group Inc.

Mr. Quint joined Radian as controller and vice president of administration in 1990, where he subsequently played a major role in its 1992 initial public offering. In 1996, he was promoted to chief financial officer and three years later was named executive vice president.

Previously, Mr. Quint served as assistant controller for Reliance Development Group, a commercial real estate developer in New York City. He also worked in the corporate accounting department of Reliance Group Holdings. Prior to that, he was a staff accountant at Anchin, Block and Anchin, a New York-based accounting firm.

Mr. Quint earned a bachelor's degree in economics from the Wharton School of the University of Pennsylvania. He is a member of the American Institute of Certified Public Accountants (AICPA).

Rick Altman

Executive Vice President and Chief Administrative Officer, Human Resources, Planning and Administration
Radian Group Inc.

As executive vice president of chief administrative officer, human resources, planning and administration, Rick Altman oversees strategic planning and administrative activities designed to best position the company to achieve its long-term goals and objectives.

Mr. Altman previously held the position of senior vice president of his current department. Prior to that, he held positions as Vice President of Strategic Initiatives and Vice President of Operations Planning and Analysis.

Before joining Radian in 2003, Mr. Altman held several executive strategic planning and operational positions at Citibank, American Express, and Pearson. Before that, he served as a Change Management Consultant with Accenture.

Mr. Altman received a BA in International Economics from the University of California at Berkeley and an MBA from New York University's Stern School of Business. He currently serves on the Board of the Economy League of Greater Philadelphia.

Lawrence DelGatto

Executive Vice President and Chief Information Officer
Radian Guaranty Inc./Radian Group Inc.

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As chief information officer, Lawrence DelGatto leads the development and implementation of technology strategies to enhance internal processes and business systems, as well as streamline client support and connectivity for Radian Group Inc.

Mr. DelGatto has more than 20 years of experience in information technology. He joined Radian after serving 15 years with Electronic Data Systems Corporation in various positions. Most recently, Mr. DelGatto served as client executive, where he directed a team of information technology professionals to deliver infrastructure, applications, service and data center operations support to GMAC Mortgage Group. Prior to that, he served three years with Travelers Insurance Companies in systems engineering.

Mr. DelGatto holds a bachelor's degree in computer science and mathematics from Villanova University. He also completed the executive program at London Business School.

Jeff Cashmer

Executive Vice President, Chief Operating Officer
Radian Guaranty Inc.

As executive vice president and chief operating officer, Jeff Cashmer is responsible for all operations, pricing, and sales functions for Radian Guaranty.

Mr. Cashmer joined Radian in 1998 from Household Finance Corporation, where he held various positions including underwriting, quantitative marketing analytics and project management. Since joining Radian, he has held several key roles within the company’s operations, capital markets, contract finance, product development and strategic planning groups. Mr. Cashmer was instrumental in the strategic planning and implementation of Radian’s channel model for the mortgage insurance business, making the company more financially accountable and both client- and solutions-driven.

Mr. Cashmer earned a bachelor’s degree in finance from Illinois State University and an MBA from DePaul University’s Kelstadt Graduate School of Business.

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