Who We Are

The Company

• Radian Group Inc.
• Headquarters: Philadelphia, Pennsylvania
• Other major operations: New York, London
• Listed on the New York Stock Exchange (symbol: RDN)
• Chief executive officer: S.A. Ibrahim
• Other company officers and executives: View bios.
• Employees: nearly 830
• Strategic focus: credit risk management for global financial and capital markets

Financial Strength Ratings

• Radian Asset Assurance Inc. – financial strength rating of A3 (Moody’s Investors Service) and BBB+ (Standard & Poor’s Rating)
• Radian Asset Assurance Limited – financial strength rating of A3 (Moody’s Investors Service) and BBB+ (Standard & Poor’s Rating)
• Radian Guaranty Inc. – financial strength rating of A2 (Moody’s Investors Service) and BBB+ (Standard & Poor’s Rating)
• Radian Insurance Inc. – financial strength rating of Baa1 (Moody’s Investors Service) and BB+ (Standard & Poor’s Rating)

Products and Services

• Mortgage Insurance
  Offered to nearly all top mortgage lenders in the United States. Radian mortgage insurance protects lenders from default-related losses, facilitates the sale of low-down-payment mortgages in the secondary market and helps consumers purchase homes with limited cash up front.
• Public Finance
  Bond insurance for under-served segments of the municipal marketplace. Radian bond insurance reduces borrowing costs for issuers, offers broader market access and allows for greater ease of deal execution.
• Structured Finance
  Sophisticated credit enhancement solutions in various asset classes for financial institutions, global corporations, securitization issuers and government entities. These solutions reduce risk and volatility, enhance securities distribution and optimize allocated capital.
• Financial Guaranty Reinsurance
  Risk-sharing solutions provided to the AAA-rated monoline financial guaranty insurers for municipal bonds, asset-backed securities and structured finance transactions, both in the US and internationally. Reinsurance allows companies to manage risk exposure, increase capacity and meet regulatory- and rating-agency requirements.

Radian also provides credit derivatives and financial services through our strategic partnerships. Learn more about our strategic partnerships.

The following timeline notes a few of the highlights of Radian's history.

1977	Commonwealth Mortgage Assurance Company (CMAC), Radian's predecessor company, is founded.
1992	CMAC goes public.
1999	CMAC and Amerin merge, forming Radian and its MI subsidary.
2001	Radian acquires Enhance Financial Services Group, including strategic interests in C-BASS and Sherman Financial.
2002	Principal operating entities unite under the Radian brand.
2003	Radian receives authorization by U.K.'s Financial Services Authority to create subsidiary, Radian Asset Assurance Limited.
2004	Radian receives authorization by the U.K.'s Financial Services Authority to create subsidiary, Radian Financial Products Limited. Financial Guaranty subsidiaries, Radian Reinsurance and Radian Asset Assurance, merge into Radian Asset Assurance Inc.
2005	Radian forms relationship with Standard Chartered Bank (Hong Kong) Limited.
2006	Radian establishes presence in Australia.
2007	Radian and MGIC announce plans to merge and form MGIC Radian Financial Group.